sunbook
Hello Dear / Visitor
If this is your first visit,
We hope to have a second return
And be members of our forum
Together we are trying to learn the management of our lives
A better way
Rushed together
sunbook

We hope to be with us like an open book
 
HomeHome  PortalPortal  CalendarCalendar  FAQFAQ  SearchSearch  MemberlistMemberlist  UsergroupsUsergroups  RegisterRegister  Log in  
** Hello Dear / Visitor If this is your first visit, We hope to have a second return And be members of our forum Together we are trying to learn the management of our lives A better way Rushed together**
Latest topics
» Cure for rheumatoid Arthritis
Thu Mar 06, 2014 4:00 am by hadrian

» 60 minutes a week to burn fat
Mon Dec 16, 2013 10:29 am by Admin

» Setup Home or Office Surveillance free, through the internet HD
Mon Dec 16, 2013 9:56 am by Admin

» new Caveman Paleo Recipes
Mon Dec 16, 2013 9:54 am by Admin

» silence retreat: a life changing aspect
Mon Nov 11, 2013 9:36 pm by sarahdaniel

»  Strategies to Teach and Counsel Troubled Youth eBook Series
Tue Mar 20, 2012 3:36 am by Admin

»  make that kind of choice?
Tue Mar 20, 2012 3:27 am by Admin

» how Yoga can help you to Lose Weight
Tue Mar 20, 2012 3:20 am by Admin

» Articles Using This Revolutionary Software!
Mon Mar 19, 2012 1:53 pm by Admin

December 2018
MonTueWedThuFriSatSun
     12
3456789
10111213141516
17181920212223
24252627282930
31      
CalendarCalendar

Share | 
 

 Hyundai Elantra

Go down 
AuthorMessage
Admin
Admin
avatar

Posts : 193
Join date : 2011-01-09

PostSubject: Hyundai Elantra   Sat May 07, 2011 1:44 pm

Hyundai Elantra
New Hyundai Elantra

The Hyundai Elantra is a four door hatchback model that provides an entry level vehicle for the younger generation. The Elantra comes standard with a four speed automatic transmission to help new drivers get comfortable with Hyundai?s quality car. More experienced drivers can select the optional five speed manual transmission to get the most out of their 2.0 liter V4 engine and its 138 horsepower. Your concerns with the price of gas and conserving energy are eased with this hatchback?s 32 miles per gallon on the highway.

Your use of the Hyundai Elantra is not limited to work or play. The front wheel drive allows you to take a road trip in any part of the country during any season. You can tow a small trailer or boat with the Elantra?s 2,000 pound towing capacity. The two front seats and three rear passenger seats allow you to bring the whole family out of town or across country in comfort.
===========
Car insurance basics
Car insurance basics



Driving without car insurance is illegal in almost all states. Insurance protects you, and others, from financial ruin in the event of an auto accident. In addition, it can come to the rescue if your car is vandalized, damaged by fire or stolen — depending on your policy.
Besides protecting you financially, car insurance is a social responsibility. Driving without insurance or the ability to pay for the damages you cause in an accident puts others at financial risk. That's why all states (except New Hampshire) require drivers to carry liability insurance, according to the Insurance Information Institute (III).
A basic auto insurance policy contains six types of coverage. Depending on where you live, some coverage is required and some is optional. For more, read about the minimum levels of required auto insurance.
[Let Insure.com help you find affordable car insurance now.]
Car insurance is comprised of:
1. Bodily injury liability
2. Property damage liability
3. Medical payments or Personal Injury Protection (PIP)
4. Collision
5. Comprehensive
6. Uninsured/Underinsured motorists coverage (UM/UIM)
7. Extras, like roadside assistance
Liability insurance

Liability coverage limits (that's for the damage you do to others) are written as three numbers, such as 20/40/10. That translates to $20,000 in bodily injury coverage per person, $40,000 in bodily injury coverage per accident and $10,000 in property-damage coverage per accident.
States require certain levels of minimum liability insurance because it's coverage that pays for damage you do to others — including bodily injury and property damage. It also pays for your legal bills if you cause an accident.
Bodily-injury liability applies to damages you cause to others. It covers their medical bills and lost wages. Property-damage liability pays to repair or replace property that you destroy. This includes other cars or property, such as fences. It can also pay for "pain and suffering" damages if someone sues you after a car accident — but only up to your liability limits.
However, your financial responsibility may exceed your liability limits. If you cause $65,000 worth of damage and have an insurance limit of $40,000, you're responsible for the remaining $25,000 and could be sued for it. III recommends you carry $100,000 of bodily injury protection per person and $300,000 per accident. Other insurance industry experts also recommend buying a minimum of $50,000 in property damage liability coverage.
Collision and comprehensive coverage
Unlike property damage liability, collision coverage pays to repair your own vehicle in the event of an accident. Your car is considered "totaled" when the repair costs exceed a certain threshold of the car's value, such as 70 percent. At that point, the insurance company will tow away the car to the salvage yard and offer you the actual cash value of your car. For more, read about total warfare: what to do when your insurer totals your car.


To keep your premium costs down when you buy collision coverage, you can raise your deductible. According to III, collision coverage is generally sold with a deductible of $250 to $1,000. The higher your deductible, the lower your premium. But remember, you'll have to pay that amount out of your pocket.
Comprehensive coverage pays for damage to your car that isn't due to car accidents. That includes theft, fire, vandalism, natural disasters and collisions with animals (such as hitting a deer). Another perk that may be covered under your comprehensive coverage is your windshield. In some states, comprehensive coverage includes glass replacement with no deductible, but it varies from state to state. Ask your agent about the specifics when you purchase your policy.
Medical payments, PIP and no-fault
Medical payments (called MedPay) coverage pays for the medical expenses suffered by you and your passengers after an accident. You're also covered if you're driving someone else's car (with their permission) or from injuries suffered if a car hits you. MedPay will pay no matter who caused the accident, although if someone else is at fault your insurer may subrogate against them, meaning it will seek damages from the other party.

Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages for you and your passengers who are injured in an accident. It also covers funeral costs. PIP is required in 16 states. Do you need it? If you have good health insurance and disability insurance, you can skip PIP or buy only the minimum amount if it's required. For more, read about do you need PIP or MedPay coverage?
Uninsured/underinsured motorist coverage
Uninsured motorists (UM) coverage pays for your medical bills if an uninsured driver strikes your car or if you're a victim of a hit-and-run. According to III, UM coverage is required by law in 20 states and the District of Columbia. The states are: Connecticut, Illinois, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Oregon, Rhode Island, South Carolina, South Dakota, Virginia, West Virginia and Wisconsin.
Similarly, underinsured motorists (UIM) coverage kicks in when someone causes an accident but doesn't have enough insurance to cover all medical bills. In that case, the at-fault person's insurance pays out to its maximum and then your UIM coverage pays for the remaining bills, up to your own limit.
UM and UIM coverage also covers pain and suffering claims and, in some states, property damage. For more, read about the benefits of uninsured/underinsured motorist coverage.

The extras
There are a variety of extras you can buy. Just remember that making a claim for any of them, like towing, goes down as a claim on your record.
Rental reimbursement pays for a rental car when your vehicle is damaged or stolen. Check for the per-day dollar limits and overall maximum to make sure you're getting a good value for your premium dollar. See why rental reimbursement on your auto policy is a good idea.
Towing and roadside assistance coverage pays for fees due to road breakdowns.
Gap coverage for a new vehicle pays the difference between the actual cash value of the vehicle and the amount left on your car loan if your vehicle is totaled. Here's how to save yourself some grief: buy lease or loan gap coverage.
How to buy
There are various ways to find the least expensive auto policies. You can get car insurance quotes online or from a local independent agent. Seek quotes from several companies so you can compare prices. You also want to know that your auto insurer will have great customer service and make the claim process easy and fair in the event of an accident. For that, the recommendations of friends and family, especially those who have made claims, can be invaluable.
In addition, many state insurance departments release annual reports showing the number of consumer complaints against each insurance company that does business in the state.
Back to top Go down
View user profile http://sunb.mam9.com
 
Hyundai Elantra
Back to top 
Page 1 of 1

Permissions in this forum:You cannot reply to topics in this forum
sunbook :: Department of buying and selling-
Jump to: